Terms & Conditions

Effective: July 5, 2021. Updated. June 04, 2026

Terms & Conditions
Effective Date: June 4, 2026

Welcome to Rose & Pearls LLC. By accessing or using www.theroseandpearls.com, you agree to these Terms & Conditions and our Privacy Policy.

Rose & Pearls LLC provides business consulting, coaching, funding readiness support, credit education, nonprofit support, digital resources, events, email communications and related business services.

1. Use of This Website
   You may use this website for lawful purposes only. You agree not to misuse the website, interfere with its security, copy protected materials without permission, or use the website in a way that violates any law or the rights of another person or business.
2. Email and SMS Communications
   By submitting your name, email address, phone number, or other information through our website, forms, landing pages, events, downloads, or service inquiries, you agree that Rose & Pearls LLC may contact you regarding services, resources, offers, events, newsletters, updates, consultations, client communications, or other business-related information.

We may use third-party platforms, including Brevo, to manage email marketing, SMS communications, contact lists, automations, and related communication tools.

You may unsubscribe from marketing emails at any time by clicking the unsubscribe link included in our emails. You may also contact us directly at info@theroseandpearls.com to request removal from our mailing list.

Unsubscribing from marketing emails does not stop necessary service-related communications, such as invoices, contracts, appointment updates, client deliverables, account notices, or legal notices.

3. No Guarantee of Results
   Rose & Pearls LLC provides consulting, education, strategy, resources, and support. We do not guarantee funding approvals, credit score increases, grant awards, business revenue, legal outcomes, tax outcomes, or any specific financial result.

Results depend on many factors, including your documentation, financial profile, credit history, business structure, compliance status, lender or grantor requirements, timing, and follow-through.

4. Intellectual Property
   All website content, branding, graphics, text, resources, templates, videos, downloads, training materials, service names, frameworks, and original materials are owned by Rose & Pearls LLC unless otherwise stated.

You may not copy, reproduce, sell, distribute, modify, or use our content for commercial purposes without written permission.

5. User Submissions
   If you submit testimonials, feedback, questions, comments, reviews, or other content to Rose & Pearls LLC, you give us permission to use that content for business, marketing, training, service improvement, or promotional purposes unless you specifically request otherwise in writing.
6. Payments and Services
   Some services, programs, downloads, consultations, or events may require payment. Payment terms, refund terms, cancellation terms, deliverables, and timelines may be provided in a separate invoice, agreement, proposal, or service contract.

If there is a conflict between these Terms and a signed service agreement, the signed agreement will control for that specific service.

7. Third-Party Links and Tools
   Our website may include links to third-party websites, forms, payment processors, scheduling tools, email platforms, social media platforms, or other resources. Rose & Pearls LLC is not responsible for third-party websites, policies, platforms, actions, security, or content.
8. Disclaimer of Warranties
   This website and its content are provided “as is” and “as available.” Rose & Pearls LLC makes no warranties that the website will be error-free, uninterrupted, secure, or fully accurate at all times.
9. Limitation of Liability
   To the fullest extent allowed by law, Rose & Pearls LLC will not be liable for damages arising from your use of this website, inability to use the website, reliance on website content, third-party links, or technical issues.
10. Arbitration and Dispute Resolution
    Any dispute, claim, or controversy arising out of or related to these Terms, the website, or services provided by Rose & Pearls LLC shall first be addressed through good-faith written communication.

If the dispute cannot be resolved informally, the parties agree to resolve the matter through binding arbitration in Georgia, unless prohibited by law. You agree not to participate in a class action against Rose & Pearls LLC.

11. Governing Law
    These Terms are governed by the laws of the State of Georgia, without regard to conflict of law principles.
12. Changes to These Terms
    Rose & Pearls LLC may update these Terms at any time. Updates will be posted on this page with a revised effective date. Continued use of the website means you accept the updated Terms.
13. Contact Information
    Rose & Pearls LLC
    3343 Peachtree Rd NE, Suite 145 PMB 2747, Atlanta, GA 30326

Email: info@theroseandpearls.com
Phone: 888-411-8149